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Don’t Give Up on That New Year’s Resolution

Now is the perfect time to get started on your home search.

Did you resolve to buy a house this year? It’s not too late.
 
We’re almost halfway through 2019 and, by now, most of us have given up on those New Year’s resolutions we all set in January. Going to the gym every day? Nope. Switching out that piece of cake for some fruit? Sometimes. Buying a new home? Not yet. Although we may not be able to help with your fitness goals or lessen that sweet tooth, we can definitely assist with your home purchase.

It’s not too late to purchase a new home in 2019. In fact, now is the perfect time to get started. Luckily for buyers, interest rates are still historically low. As UrbanTurf reported on June 6, mortgage rates actually fell to their lowest levels in almost two years. For buyers, this means you have increased purchasing power and less of your monthly mortgage payment goes toward interest. Additionally, some buyers may qualify for special programs that can really help make homeownership more affordable including DC Open Doors, Mortgage Credit Certificate (MCC), Home Purchase Assistance Program (HPAP), and DC Tax Abatement. By working with a local lender and an experienced Bediz Group agent, we can figure out the best financing options for your home purchase.

Want another reason to not give up on this resolution? NET WORTH! Every month you pay rent, you are actually paying a mortgage — someone else’s. Turn those monthly payments into YOUR greatest asset. According to the 2017 Survey of Consumer Finances, the average net worth of a renter is $5,200, while the average net worth of a homeowner is $231,400. That’s 45X more. The same study also noted that between 2013 and 2016 the average net worth of homeowners rose 15%, while it fell 5% for renters. Let us help you increase your net worth and build wealth through real estate.

Another perk to homeownership? You can have the same predictable monthly payment for the length of the loan. No more worrying if your rent will increase at the end of the lease or moving from rental property to rental property trying to save a few dollars. Plus, you get to make it own. Pick your paint colors, hang your artwork, and settle into YOUR new home.

Don’t forget about the great tax benefits too. As a homeowner, you get to deduct your property tax and mortgage interest from your taxes. As a renter, your landlord gets to take full advantage of this benefit. Why wait? Let’s cross this New Year’s resolution off your list and get you into the home of your dreams. Give me a call at 202-664-3736 or email  [email protected]. Also, follow me on IG at @teddydcrealtor.

Teddy Rojanadit is a Realtor with Bediz Group, LLC at Keller Williams Capital Properties. Bediz Group has an A+ rating with the Better Business Bureau and 5-star reviews on Zillow, Realtor.com & Yelp. They were the winner of the Washington Blade’s Best Real Estate Team in 2015 and 2017. For more information on how Bediz Group helps its buyers find the home of their dreams, please visit bediz.com/buyers.


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Teddy’s track record for phenomenal client service makes him the ideal real estate agent. Having worked in customer relations for more than 15 years, Teddy truly enjoys working with people.

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